The car will be sold at an auction to pay for the loan. If it isn't sold for what you owe, you will owe what is left plus the collection costs. Dealers will usually bid on these cars for a low price. You will then be sued for what you owe and your wages garnished if a judgment is received.
After the car is retrieved, they may seek a judgement against you. However, if the car was purchased at a much higher price that it was worth, and can be resold at at profit. It is likely you will not have a judgement made against you.
they get the car but you still have to pay.
they do not care that you are broke...