I am unfamiliar with PA law, but let's just use a little common sense here. Shall we?

If the car has been repossessed -- taken back by the lender -- they assume al responsibility of the vehicle upon receipt. If you continued to insure the repossessed vehicle, you are insuring someone else's vehicle. You may as well pay for MY car insurance!

Now, if you intend to cure the deficiency at take the car back, keep ing insurance on the vehicle may be prudent if it is only going to be a short period (e.g., a couple of days). That way, if anything happens to the vehicle in the storage lot where it was taken, it would be covered.

If you don't want the vehicle back, drop the insurance. However, you financial obligation does not end with the reposession. You are still responsible for the deficiency balance -- the difference between what you owe and what they sell the vehicle brings at auction. Settle this bill or it will damage your credit for a VERY long time.

Good luck to you.

If you are inquiring because of the state's requirement of financial responsibility in order to lawfully operate a vehicle upon a public roadway, the answer is no.

If you are inquiring because of a creditors requirement, once the vehicle has been repossessed, your financial obligation to the lien holder has been removed.

Unfortunately, defaulting on a financial obligation will have a negative impact on your credit history for about 7 years I believe.