do you think that the car repair place has sold it without the title? i have a loan out on it? is that possible?
Title or not means nothing they have a document that overpowers a title loan, its called a mechanics lean, so even if the company you took the loan out with tries to repo the car from them, the company that took the loan HAS to pay the bill before the car is released then you will be sued for not paying you bills. Simple the shop is mandated by law to hold it for a minimum of 90 days at which time they can file the car as abandoned and recover their costs by re-titling the vehicle in their name and selling it, which will leave you in a world of hurt with the loan company, YOU SCREWED UP BIG TIME, sorry
Not more than 90 days, see if the will do a payment plan and keep the car til it's paid out.
they sorry
I think you might want to start looking for another car,you probably have incurred quite a bit of interest and penalities on your loan,its probably got a for sale on it now.