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Kristen
somebody hit my car and caused 1300 in damages. do they pay me money and take my car if its totalled
i wanted to know if they take your car away from you or if you have the option of buying it back. or how all that works with insurance.
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Chris:

Yes if it's totalled then the insurance company that pays for it owns the totalled car unless they allow you to retain the title.

Rick:

Xtremelywild! knows his stuff

Shaggy:

yes they are buying the car from you when they pay you but they usually give you the buy back option usually for not more than a couple hundred bucks.someone recently ran into my 99 intrepid put a pretty big dent. insurance totalled it n i bought it back for $200

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